In Africa, mobile money isn’t just a convenience—it’s the core of financial life for hundreds of millions of people. Whether you’re paying for goods, receiving remittances, running an e-commerce business, or disbursing salaries, mobile wallets like M-Pesa and MTN MoMo are the de facto channels.
Yet, for too long, integrating these systems has been difficult. Documentation is sparse. Approval processes are slow. APIs differ from one country to the next. And compliance? A maze of local regulations.
At Clauda, we’ve felt this pain firsthand. That’s why we built something better.
Today, we’re proud to announce the launch of our Mobile Money API—a single, unified interface to collect and disburse payments via the most popular mobile money platforms in Kenya, Ghana, and Cameroon.
Why We Built This
We’ve spent the last year talking to founders, engineers, and operators across the continent. One recurring theme emerged:
We want to scale across African markets, but mobile money integrations are blocking us.
Every country has its own mobile money ecosystem:
Kenya runs on Safaricom M-Pesa.
Ghana operates across MTN MoMo, AirtelTigo Money, and Vodafone Cash.
Cameroon is dominated by MTN MoMo and Orange Money.
Each system uses different protocols, regulatory checks, and payment flows. Integrating one takes weeks. Integrating all three? That’s months of engineering time, legal paperwork, and compliance navigation.
We knew there had to be a better way. So we built it.
One API. Three Countries. Instant Scale.
Clauda’s Mobile Money API allows you to:
Accept payments from mobile wallets in Kenya, Ghana, and Cameroon
Disburse funds directly to customer wallets (e.g., vendors, riders, agents)
Track transaction statuses in real time
Access detailed logs, audit trails, and webhook updates
Run reconciliation reports for settlements
Whether you’re building a marketplace, fintech app, pay-as-you-go platform, or remittance product, Clauda’s API gives you the infrastructure to operate across multiple mobile money systems—without writing separate integrations for each one.
Built With Developers in Mind
We’ve worked hard to eliminate the usual friction that comes with financial integrations:
Clean and well-documented REST APIs
Full sandbox environment to test transactions
Standardized request/response formats
Language-agnostic SDKs
Webhooks for real-time payment events
99.99% uptime SLA
Friendly developer support
With Clauda, you don’t need to beg for access keys, wait weeks for onboarding, or piece together how a third-party aggregator works. We give you full transparency, from the very first request to the final settlement.
Get Started Today
Whether you’re a solo founder building the next big thing or a product team looking to scale across Africa, Clauda gives you the rails to move faster.
You can:
Explore our developer documentation
Get access to our sandbox environment
Sign up for early access to production keys
Book a demo call with our team
Let’s build something bold together.
Start building → https://clauda.co